lending protocol review
Silo
Isolated lending markets designed to contain collateral risk but still dependent on oracle, bridge, and liquidation quality.
under reviewmedium
TVL
$620.0M
Protocol reported or analyst-entered value.
Exposure
$420.0M
Mapped collateral and market exposure.
Dependencies
13
0 critical dependencies.
Markets
2
3 monitor signals configured.
Protocol facts
Static fields from the typed research record.
ProductsIsolated markets, Risk-isolated lending
ChainsEthereum, Arbitrum One
Categorylending
Review statusunder review
Markets
Collateral, oracle, cap, and liquidation parameters by market.
| Market | Chain | Collateral | Oracles | LTV | Liquidation | Supply cap | Borrow cap | Utilization |
|---|---|---|---|---|---|---|---|---|
| Ethereum LST silos | Ethereum | oracle:ethereum:chainlink:eth-usd, oracle:ethereum:lsts | 70% | 76% | $360.0M | $230.0M | 66.0% | |
| Arbitrum stable silos | Arbitrum One | oracle:arbitrum:chainlink:stablecoins | 72% | 78% | $190.0M | $90.0M | 52.0% |
Risk findings
Findings separate the observed evidence from the analyst outcome.
| Severity | Dimension | Finding | Outcome | Evidence | Sources |
|---|---|---|---|---|---|
| medium | liquidity liquidation | Isolation reduces but does not remove collateral risk | Bad debt can accrue in isolated markets. | Each market still requires asset, oracle, and liquidation review. |
Dependency edges
Inbound and outbound trust assumptions touching this protocol.
| Severity | Direction | Edge type | Dependency path | Analyst label |
|---|---|---|---|---|
| high | outbound | accepts collateral | Silo -> weETH | Silo Ethereum LST silos accepts weETH as collateral or core liquidity |
| medium | outbound | accepts collateral | Silo -> wstETH | Silo Ethereum LST silos accepts wstETH as collateral or core liquidity |
| low | outbound | settles on | Silo -> Ethereum | Silo deployment inherits Ethereum settlement risk |
| low | outbound | accepts collateral | Silo -> WETH | Silo Ethereum LST silos accepts WETH as collateral or core liquidity |
Blast radius
Highest-severity paths that could transmit risk into or out of this protocol.
| Severity | Direction | Edge type | Dependency path | Analyst label |
|---|---|---|---|---|
| high | outbound | accepts collateral | Silo -> weETH | Silo Ethereum LST silos accepts weETH as collateral or core liquidity |
| medium | outbound | accepts collateral | Silo -> wstETH | Silo Ethereum LST silos accepts wstETH as collateral or core liquidity |
| low | outbound | settles on | Silo -> Ethereum | Silo deployment inherits Ethereum settlement risk |
| low | outbound | accepts collateral | Silo -> WETH | Silo Ethereum LST silos accepts WETH as collateral or core liquidity |